On Screen Time in iOS 15

Today is the release date for iOS 15, the latest operating system for your iPhone. You can see all the new features here or read an in-depth review here. Overall, it’s a nice upgrade.

I just want to make thre quick observations on Apple’s Screen Time. It is a tool to limit and monitor the screen time for you and your family. It was released a few years ago and is definitely worth the time to understand and organize your tech.

With iOS 15, there is one great new feature and two pain points that still exist for the way we use Screen Time in our family.

Improving but more needed

Ignore Downtime Until Schedule: In our family, we have set it up so the majority of the time, the phones are useful tools for our kids to use. Productive apps like Calendar, Day One, and iMessage are always available to be used. We do this using “Downtime” which is set for most of the time.

On Fridays after school and on Saturday, the games and other fun apps get unlocked and the kids have a fun time playing.

From time to time though, we’ll be on a trip or want to play a game together with the family. In the past, this meant turning off the downtime manually and hopefully remembering to turn it back on later. That didn’t always happen.

With this new feature, you can ignore the current state of Downtime temporarily. The next time it’s supposed to turn off or on, it will automatically fall back into the schedule. Very useful.

Alway Allowed apps list struggles: Three years into screen time, there are still some rough edges.

With the “Always Allowed” section, you can list out apps that are available all the time no matter the Downtime settings. This is how we provide the productive apps at anytime.

The two issues that are still outstanding, even in iOS 15, are iMessage apps and Mac apps. (Allowing Watch apps used to be a struggle, but that has improved.)

My kids like to keep in touch with their grandparents and cousins by playing little GamePigeon games in iMessage. GamePigeon is an iMessage only app and there is no way to enable that to be always allowed.

The other issues is Mac Apps. Since your Screen Time settings can sync between Mac and iOS devices, you’ll see Mac apps listed on the phone. Most of them have no icon and don’t have equivalent apps. (see Font Book and Harmony Desktop in the above screenshot.)

Do Not Share Access Devices: There is a setting to not share your usage data across devices. That’s useful for people like me who work on a Mac all day and regularly have apps open while doing other things. Turning the sharing off will more accurately show my iPhone/iPad usage.

However, what I’d really love is the ability to turn off Screen Time completely on my Mac but leave it turned on with my iPad and iPhone. There is no way to do that.

This is also needed for our kids. We’re pretty intent and protective about how iPhones are used because they’re private and mobile. However, our Mac is in a public place of our home and is often used for other things like homework and projects.

Currently, since Safari is limited on the iPhones, it’s also limited on the Mac. There is no way to disable Screen Time on the Mac without also turning it off for the phone. I suppose you could just log out of iCloud completely, but that removes all sorts of useful parts of using a Mac.

Screen Time, Still Worth It

Even with these limitations, taking the time to configure screen time for your family is definitely still worth it. (Even if it means you have to manually merge two Apple IDs to one so your Family Sharing is set up right.)

Screen Time is free, it is built into the operating system, and it’s improving each year.

Update: One more thing I’d love to see in Screen Time management is a read-only Safari. Maybe this should just be a 3rd party app but I’d love it in any form.


Helping kids organize their money through teaching and technology

Our kids are good savers. They stash most of their money away to plan for big purchases. 

The most difficult part of this habit was trying to keep track of it all. There were random bills and coins placed here and there. We’d take trips to the store and they didn’t recall how much they had to spend on something. It was difficult to remember what they had paid tithing on and what was yet to be tithed. 

I know the importance of a personal budget and keeping track of money for adults.We decided to get organized and help our kids take a more intentional approach to their money as well. It is good training for the future and it’s much easier on Candace and me.

We created the Youth Personal Finance Record for use in our family. It is a Numbers spreadsheet that can be used on any iPhone, iPad, or Mac. (Download available at the end of this post.)

Talk with your kids about money

We sat with the kids to see how they would like to organize their money. It was decided that they would like to save ten percent for tithing and ten percent for savings. The rest they would spend however they’d like to do so. 

We talked to them about the role of a bank. Since they are young, we decided to open an account with Mello Bank (us) and keep a ledger for each of them.

Whenever they receive money, they make a “deposit” with us and we update the ledger. It is fun to watch as they realize that digital money is the same as cash in hand without the stress of losing it. 

They all felt comfortable with the plan. 

An Example Youth PFR

The spreadsheet consists of three automated main categories for and five columns for recording:

Spending – This is the total amount that each child has to spend at anytime. Eighty percent of each deposit goes here.

Tithing – This is the amount of tithing that needs to be paid. It is a running total. Ten percent of each deposit is shown here.

Savings – This is the amount that goes to savings. Ten percent of each deposit is shown here. Spending from this category requires permission from parents. The kids anticipate that this will go toward a large purchase in the future like a car, a church mission, or an international trip. 

Date – We record the date when any transaction happens

Income – All deposits are entered here whether it is a gift or earned money. They give us the cash and we record it while sitting with them. When a deposit is made, it is automatically divided between the top three categories.

Expense – All purchases are recorded here. This column subtracts from the “Spending” category

Tithing – When tithing is paid, it’s added here. It only subtracts from the “Tithing” category. 

Note – We all decided that it would be a good idea to require a note for every transaction. This way they can go back and see the things they spent money on and decide if it was worth it in the long run.

In the images above, you’ll see the changes that are made when a deposit, tithing, and expense is recorded. Note that the top categories change as items are recorded. (tap to enlarge)

The Benefits of Organization

We created a spreadsheet for each kid and then shared it with only them through iCloud. This allows them privacy and direct access anytime from their phone or the family Mac.

Sharing the spreadsheet with a child

My wife and I can edit the document (like a bank would) and our children can view it. They are encouraged to talk with us about their purchases, but they make the choice on their own and then we all record it together. 

This new way of organizing their money has encouraged more conversations about financial matters. This is a sorely lacking subject in school. There is some real benefit to talking about finances at home. It’s fun to watch them learn, understand, and then connect the dots on just how powerful money management can be in their life. 

And I no longer have to organize random piles of small bills and coins.

If you’d like to download a blank copy of the Youth Personal Finance Record to use in your family, you can do so with the link below. I’d love to hear how it goes. 


Beat The Algorithms

Social media is all about the algorithms. They are designed to keep you on the site, steer you to make purchases, and keep you enraged and engaged. 

This isn’t good. It’s profitable (for them) but not healthy for you. 

Controlling the time you spend online is one more way of being 100 percent responsible for your life. I prefer an organized approach where everything has it’s place.

Here are three things you can do to have more control of the time you spend online: 

Learn to use RSS feeds

RSS stands for Really Simple Syndication. When you subscribe to an RSS feed, you are notified anytime a website puts up a new post. The technology has been around for decades. I’ve been suggesting it for nearly as long. It’s a really good way to be intentional about what you read, rather than just reading whatever the algorithm puts in front of you. 

The best app for iPhone/iPad/Mac is NetNewsWire. It’s free on all three platforms and syncs through iCloud without any additional cost. 

After you have it installed then add any URL to the app and it will look for a feed to follow. Once subscribed, you’ll receive a notification anytime a new post is made. 

I like James Taylor. But even I, a super fan, won’t check his official site every day. Instead I subscribe to the site and I’m notified anytime there is something new.

You can subscribe to a newsroom site and see all the articles without all the extra stuff that shows up when you follow them on Facebook or Twitter. You can even subscribe to my site

Make YouTube more useful for You

I watch Youtube videos but I don’t subscribe to any channels. I don’t use YouTube Explore or Recommended videos either. I don’t even stay logged in to my account. In fact, I try to use my Google account for as few things as possible.

Part of it is a desire for privacy, but the bigger part is a more intentional control of how I spend my time online. 

My YouTube interaction consists of specific searches and also a handful of specific accounts from which I want to see all videos. For the videos that fall under the latter category, I subscribe to them via RSS in NetNewsWire.

With this approach, the videos are delivered to me and I’m sure to see them.

Just put the Youtube URL right into NetNewsWire and you’re set.

Four steps to add a Youtube channel to NetNewsWire

This saves you from being pulled into the time warp of Youtube-land. It will let you choose what to watch rather than than being told what to watch next.

Own your thoughts and words

One way to avoid the algorithm of social media is to be sure your personal thoughts are posted in a place you control. You can stay focused on what you want to put into the world instead of just consuming.

I write things here on my site and just link to them from social media. Sometimes I wonder how many quality facebook posts die because the author opens the app and is sidetracked.  

As I’ve written before:

When you blog at a domain that you own, your words belong to you. When you use a social media platform, the words belong to the company. Also people tend not to use social media wisely.

Using social platforms feels temporary. On social media the posts are hard to find, link to, and just seem to disappear over the years. I worry about those who “use Facebook as a journal.” It won’t end well. 

-Brian Stucki, A certain number of words

If you want to write things that will still be available in the future, make a blog of your own.

You could signup today on and have a place where you write. Pay a nominal amount and you can do it at a domain of your choice so it can live through different platforms and technology shifts.

In fact, Facebook will even allow you to export all past posts and put them on a blog of your own. Do it.

Just start somewhere

These are three little steps that will help you beat the algorithms. Keep an eye out for other places that control your time and then make an effort to minimize the ulterior control in your life.