• Helping kids organize their money through teaching and technology

    Helping kids organize their money through teaching and technology

    Our kids are good savers. They stash most of their money away to plan for big purchases.  The most difficult part of this habit was trying to keep track of it all. There were random bills and coins placed here and there. We’d take trips to the store and they didn’t recall how much they…


  • A Copilot for your Budget

    A Copilot for your Budget

    I will always remember the first time I read “The Millionaire Next Door.” It was life changing. The written description of savers and spenders would bring people to my mind that I knew and in some cases admired. The book helped me determine what path I would take toward self reliance. One of the main…


  • Investing without great intelligence

    Each year, Warren Buffett (the third richest man in the world) writes a letter to the shareholders of Berkshire Hathaway. Usually, it is a recap of the preceding year for the company, an invitation to the yearly stockholder meeting, and some insight into the mind of the world’s greatest investor. I always look forward to…


  • A Template for a Simple Budget

    How much do you spend a month? Ok, now what’s the real answer? Despite all the new technology and services that are available now, most people have no idea what they spend each month. In fact, recent studies show that sixty-one percent of US adults do not monitor their budget. I think this comes down…


  • Real World Betterment Results

    Just about one year ago, I sold my company. Because I believe in the product, and the future growth, I rolled a lot of the value over into the new company. To be wise, I did take some chips off the table as well. A dad sleeps better at night when debt is gone, the…


  • My November Stockpile

    Here are random things to post but that don’t deserve their own post: A quick finance lesson: There are two people you always overpay, the mafia and the babysitter. The mafia for is for obvious reasons. No one wants to get fitted for Quikrete shoes on the edge of a bridge. And overpaying the babysitter…


  • A Little More On Money

    I’ve had a lot of emails about my post on finances a few days ago. Since money is obviously an issue of interest for everyone, I thought I’d share one more tip. For the last few weeks, I’ve been a beta-tester for Mint. Mint allows you to track all of your cards/accounts/loans online. You can…


  • A Finance Suggestion Of INGDirect

    A while back, my buddy and I decided to sell a website we had been working on for a couple years. At the time, the traffic was incredibly high and the ranking was in the top 80,000 sites on the internet. (That number may sound large but it’s quite hard to do.) We listed the…


  • My Thoughts On Tithing

    Of all the commandments lovingly given from our Heavenly Father, the law of tithing is among my favorite. In the Mormon Church, tithing is defined as “a commandment from the Lord to pay one tenth of one’s annual increase or income for the building of His Church on the earth.” This commandment has been present…